Saline, Ypsilanti and Ann Arbor real estate and homes for sale in Michigan, luxury homes, new construction - Cheryl Clossick, REALTOR® Cheryl Clossick REALTOR(r) for Saline, Ypsilanti and Ann Arbor, Michigan real estate, luxury homes, new construction - NUMBER1EXPERT™ Cheryl Clossick NUMBER1EXPERT(tm) for Saline, Ypsilanti and Ann Arbor, Michigan real estate, luxury homes, new construction
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Cheryl Clossick, REALTOR®, real estate agent and broker for Saline, Ypsilanti and Ann Arbor Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 734-429-4543.


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Real Estate Tips
Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Real Estate Trivia
Q 
What is the average price for a home in the United States?

A 
According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000.
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Cheryl Clossick, REALTOR®, real estate agent and broker for Saline, Ypsilanti and Ann Arbor Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Cheryl Clossick
Real Estate One

601 E. Michigan Ave
Saline, MI 48176
Phone: 734-429-4543
Fax: 734-429-7394
Email: cherylclossick@NUMBER1EXPERT.com

Exceeding my client’s expectations is my goal. Over 17 years of experience, commitment, ability to listen, knowledge, integrity, and a lot of happy families are my tools for accomplishing this goal. I measure my success by the large number of referrals and successful sales I have each year. These factors contribute to my being one of Washtenaw's top agents. However my satisfaction and love for Real Estate comes from working with people and seeing their joy at the closing table. Together we can be successful as we work to transform your hopes and dreams into reality.

ABRCRSeProEqual HousingGRIMLSREALTOR


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